Answer: The International Monetary Fund's loan conditionality refers to the relatively stringent conditions with clear policy nature attached by the International Monetary Fund when providing financial financing to its member countries. Specifically, the additional conditions include: ① Rectify the financial order, order some financial institutions to go bankrupt, and restructure financial institutions so that they can meet the capital requirements of the "Basel Agreement" as soon as possible, but depositors and depositors must be protected in the process. The interests of creditors; ② open up the financial market and remove restrictions on foreign investment in domestic financial institutions; ③ reduce fiscal expenditures, tighten the economy, and propose macroeconomic forecast indicators for the new year (including reducing GDP growth rate, curbing inflation levels, improving international income (support); ④ Adjust the economic structure and carry out marketization and privatization reforms. For an international organization like the International Monetary Fund, which aims to stabilize exchange rate relations among countries, the adjustment plan it proposes, or the conditionality of loans, mainly considers the external economic balance of the country in crisis, and at the same time, it always takes into account the external economic balance of the country in crisis. Starting from the free market economic theory, we encourage economic opening and financial liberalization in various countries.