Hello, Youyi. com is not a fraudulent website. It is estimated that it is deceptive and discredited by competitors. Other P2P platforms directly connect borrowers and investors online, which is different from the advantages of innovative Internet platforms. They are only responsible for connecting investors online and handing over the opening of borrowers to microfinance institutions that cooperate with them. Youyi. com has selected several well-known microfinance institutions that are leading in the country, have legal licenses and are supervised by the Financial Office, and they develop borrowers offline. This model is still very good. Recently, a mobile phone app called Snowball was recommended. The money fund on it is good, it has been established for a long time, and the subsidy of the platform is good. Official website: www.xueqiu36.com.