Atom Loan, a subsidiary of Rong360.

Payment loan is the online loan outlet of MYbank. MYbank is a private bank approved by the China Banking Regulatory Commission and initiated by Ant Financial, a subsidiary of Alibaba, and is affiliated with Rong360.

The consequences of overdue online loans are more serious, because after the online loans are overdue, overdue interest and overdue records will be generated, causing damage to the personal economy and credit, and future loans may also be restricted.