1. Urgent request for the 2010 personal housing loan interest rate table

The mortgage loan interest rate table has a base rate that is 15% lower than the base rate. Mortgage loan interest rate table Year annual interest rate 13.71723.7833.7844.03254.0325 years or more 4.158

2. What is the housing loan interest rate in 2010?

The interest rate was answered on the first floor. The calculation is as follows. Taking a loan of 110,000 for 10 years (120 periods) as an example, the benchmark interest rate for loans with a term of more than five years is 5.94, and the monthly interest rate is 5.94/12= 0.495; if the first home enjoys a 30% discount, the interest rate is 4.158, and the monthly interest rate is 4.158/12=0.346511. The monthly repayment amount in 10 years (120 months): If calculated according to the base interest rate: [1100000.495(10.495)^120 ]/[(10.495)^120-1]=1217.91 yuan Total interest: 1217.91120-110000=36149.2 yuan If calculated according to the preferential interest rate: [1100000.3465(10.3465)^120]/[(10.3465)^120-1]=1121.98 yuan Total interest: 1121.98120-110000=24637.6 yuan Note: ^120 is 120th power

3. What is the mortgage interest rate in 2010

1. Short-term loan: six months (inclusive) ) 4.86; six months to one year (inclusive) 5.31

2. Medium and long-term loans: one to three years (inclusive) 5.40; three to five years (inclusive) 5.76; more than five years 5.94

3. Discount: Determine by adding points as the lower limit of the rediscount rate

4. What is the interest rate of the mortgage in 2010?

During 2001-2010, the central bank adjusted the benchmark annual interest rate for personal (RMB) loans many times. For details, please call China Merchants Bank’s customer service hotline.