We usually hear a lot about the real estate field, but few people know it carefully. Only when they really need to trade real estate, Mao Mao began to learn relevant knowledge rashly. Because some friends don't know enough, there are still problems in the transaction, and some friends were cheated by selling the house first. This is very serious, and everyone should understand it thoroughly. Let's talk about the taxes and fees to be paid for the transfer today.

What should I do if I am cheated by selling the house first?

In the case that the house is transferred first but cheated, if there is a transaction through an intermediary, you can contact the intermediary to find a way to solve it, or find a lawyer to solve this matter.

1, it is risky to transfer the ownership first. The risk in the process of second-hand housing transaction is two-way, so now most intermediaries will provide fund supervision. The Buyer pays part of the house price to the Seller as the down payment, and the rest is transferred to the supervision account, which will be directly transferred to the Seller's account after the transfer is completed. This process prevents the buyer or seller from defaulting on the loan.

2. If the loan is the seller's outstanding loan, the seller needs to pay off the balance of the bank loan before the transfer, then release the mortgage of the real estate license, and then go through the transfer procedures. Therefore, the amount paid by the buyer in the first stage may need to be enough to pay the final payment.

If the loan is paid to the seller by the buyer during the transaction, there is a certain risk, because whether the loan application is approved depends on whether the applicant's qualification meets the bank's lending requirements.

What taxes and fees do I need to pay for the transfer?

1. Handling fee: residential 6 yuan /m2, non-residential 10 yuan /m2. Generally speaking, it is stipulated that the buyer and the seller should bear half of it. Registration fee: Generally, the residential category of the property is 80 yuan/Suite, which shall be borne by the buyer. Land transfer fee: generally charged at the time of transfer, calculated at 2% of the normal transaction price of the house. To be borne by the seller.

2. Filing fee: 50 yuan/case. Deed tax to be paid for the transfer of second-hand houses: the tax rate is 3%, calculated according to the normal transaction quotation; Self-purchased ordinary houses (building area 1.44 square meters or less, floor area ratio 1.2 or more, and transaction price of 4290 yuan/square meter) shall be levied at half1.5%;

3. Some residents who buy real estate from scratch due to demolition are exempt from deed tax. If the transaction price exceeds the compensation for demolition, deed tax will be levied on some of them. To be borne by the buyer.

4. Stamp duty: it is levied according to the quotation of normal commercial transactions, and the buyer and the seller bear half of it. Income tax: income tax is levied when the house is listed for sale for less than five years. There are two methods: the tax rate is 20%, which is levied according to the income from industrial transfer (this sale quotation-the original price of the house-the original deed tax-this business tax-reasonable expenses); If the original house is not provided, it will be levied at 1% of the transaction price. To be borne by the seller.