The one-year period is 4.35%, the one-to-five-year period is 4.75%, and the five-to-thirty-year period is 4.90%. According to the official website of Guilin Loan Management Committee, as of May 24, 2023, there are three annual interest rates for mortgage loans in Guilin, namely, 4.35% for one year, 4.75% for one to five years and 4.90% for five to thirty years. Housing loan, also known as housing mortgage loan, is a loan that is handled by buyers who fill in the application form of housing mortgage loan to the loan bank.