In Kunshan CCB, credit card processing procedures are simple and few documents are needed. At the Construction Bank in Kunshan, bring your ID card. There is a machine there. Put your ID card in, scan it, and then the machine will take your picture. The department will collect money, less than 2 minutes before and after. It's fast.
Does Kunshan Rural Commercial Bank use credit cards directly?
If you use a credit card to swipe your card in the store, it will be an effective swipe. Be sure to tell the salesperson to swipe the card to buy things, not scan the code. Credit cards with bank cards are credit cards as long as they are spent. Whether you pay by credit card offline or online, it is a credit card.
First, the background of the establishment of rural commercial banks
Jiang Liming, director of the supervision department of cooperative financial institutions of China Banking Regulatory Commission, said that no new rural cooperative banks will be established, and all rural cooperative banks will be transformed into rural commercial banks. Cancel the qualification shares in an all-round way and encourage qualified rural credit cooperatives to be restructured into rural commercial banks. On the premise of maintaining the overall stability of the legal person status of counties (cities), we will steadily promote the reform of provincial associations, and gradually build a new relationship between provincial associations and grass-roots legal entities with property rights as the link, equity as the link and supervision as the constraint, so as to truly form the same interests between provincial associations and grass-roots legal entities.
The proportion of qualified shares in rural credit cooperatives in China has dropped below 30%. About 303 rural commercial banks and 2 rural cooperative banks have been established, and the total assets of rural banks account for 4 1.4% of the rural cooperative financial institutions in China. In addition, 1424 rural credit cooperatives have met or basically met the conditions for establishing rural commercial banks. Through the reform, the governance model of rural credit cooperatives has undergone fundamental changes, the long-standing problem of insider control has been effectively solved, and the institutions themselves have formed an endogenous driving force to further promote the reform of deep-seated institutional mechanisms.
Second, the credit card consumption pattern.
Credit card consumption methods include pos card consumption, online consumption and pre-authorization. Among them, pos credit card consumption is the most common way of credit card consumption; Online consumption is the fastest growing credit card consumption mode in recent years, but most cards have no points in online consumption, so it is still not as popular as pos credit card consumption. Pre-authorization is a common consumption method when using credit card to pay hotel accommodation deposit and car rental fee.
Consumption mode is a way to confirm transactions when using pos machines. At present, most banks offer two models. One is "signature" consumption. After swiping the card, you only need to sign the transaction to confirm the transaction. The second is "password and signature" consumption. After spending by credit card, you need to enter the transaction password, and then sign the documents issued, which means the transaction is completed.
Kunshan can push the credit card factory.
The factory that can push credit cards in Kunshan is Kunshan UnionPay Credit Card Professional Service Co., Ltd. ..
Kunshan Unionpay Credit Card Professional Service Co., Ltd. was incorporated in Suzhou on1970-01,which belongs to leasing and business services. Its main industries are leasing and business services, with 12 employees.
Strength lays an advantage, and dreams ignite hope. Adhering to the concepts of "being an expert in bank card service, creating the preferred brand for customers" and "serving the society and facilitating the public", UnionPay will strive to provide customers with all-round, differentiated and high-quality comprehensive payment services with richer service channels, more flexible service means and more professional service technology, and continue to make contributions to improving the bank card acceptance market and the domestic comprehensive payment environment.
How does Kunshan Rural Commercial Bank handle credit cards?
Conditions for handling credit cards of Kunshan Rural Commercial Bank:
The minimum application age stipulated by the bank is 18 years old, and the maximum application age is 60 years old;
Need my second-generation ID card;
A work certificate and income certificate stamped with the financial seal of the unit;
No bad credit record;
Other financial certificates, such as real estate, cars, stocks, bonds, etc.
Materials required to apply for a credit card:
The applicant's identity card;
Bank credit card application form;
Work certificate and income certificate stamped with the financial seal of the unit;
Individual businesses need individual business licenses and tax bills for nearly three months;
Other financial proof: income tax withholding certificate; Copy of self-owned real estate license; Copy of self-owned car driving license.
Credit card application process:
Fill in the application form;
Information of the bank itself and a copy of the information;
The bank sends it to the credit card center;
The credit card center conducts audit, business card printing and card issuance;
After getting the card, I opened the card and waited for the password letter.
Kunshan Rural Commercial Bank Credit Card Grace Period
Three days. The grace period for overdue credit cards of rural commercial banks is three days. Considering that customers may have overdue credit cards for various reasons, the bank gives a three-day grace period to customers who have not repaid on the repayment date. They only need to settle their debts on the afternoon of the third day after the repayment date 17, which is regarded as normal repayment and not overdue. Kunshan is the birthplace of Kunqu opera and the ancestor of various dramas.
So much for the introduction of Kunshan Credit Card.