What are the websites of personal real estate inquiry system?
All parties to the house property right can bring their own identification information (notarized power of attorney is required for others to inquire) and apply for inquiry in the lobby of the Housing Authority by using the microcomputer system. At present, housing property rights are basically registered by electronic files. All parties involved in housing property rights can bring their own identification information (notarized power of attorney is required for others to inquire) and inquire in the archives of the Housing Authority. In recent years, due to the replacement process of real estate licenses, some old real estate licenses need to find the original registration files.
All parties to house property rights can bring their own identification information (notarized power of attorney is required for others to inquire) to the mortgage registration section of the Housing Authority, and the property registered with mortgage loan must be inquired here, otherwise, mortgage loan and mortgage loan must be registered here.
How to handle personal housing mortgage loan?
1, mortgage age 18-55 years old (some microfinance institutions can accept children or the elderly); The general mortgage loan amount is 50 ~ 70% of the real estate appraisal price (some banks may increase it); The term of house mortgage loan is generally 1 year-10 year (a few banks can provide quality customers for up to 30 years, but the borrower cannot be over 60 years old at the end of the loan);
2. The longest term of personal housing mortgage loan is 20 years (a few banks can do it within 30 years, and most of them are easier to approve if they have spare rooms); The loan interest rate of mortgage loan is generally10%-20%; There is a certain source of repayment (the effective proof is mainly bank flow, and the monthly effective income is preferably more than 2 times of the monthly repayment of housing mortgage loans); Personal or company credit is good (less overdue, otherwise the bank may find an excuse to raise interest or not allocate funds); At present, the types of real estate that banks can accept are commercial housing, houses, shops, mortgage houses, second mortgages, serviced apartments, office buildings and so on.
3. Other supporting materials of personal housing mortgage loan (provide more proof of assets. Personal repayment ability is an important factor in handling real estate mortgage loans, so if you can provide assets certificates similar to other real estate, vehicles, securities and companies, you can greatly increase the amount of bank real estate mortgage loans.
What are the websites of personal real estate inquiry system? How to handle personal housing mortgage loan? Everyone knows the situation in real estate, and everyone knows the specific problems. Everyone should know about personal real estate. Of course, real estate mortgage is more common in life. Everyone must be careful about the situation in the real estate, so that everyone can know the situation of their own real estate.