Hello, consumer financial services is still a new industry in China, and loans are unsecured, fast and convenient. It mainly serves low-and middle-income people who are not easy to obtain credit card loans or other traditional bank loan services. Correspondingly, the loan risk will be relatively higher, so the cost will be higher than that of traditional banks. The related expenses of Gitzo's consumer loan service mainly include interest, loan management fee and customer service fee. Among them, the loan interest is set in strict accordance with the reference interval of the loan interest rate table of the People's Bank of China for the same period. Gitzo is committed to providing customers with transparent and responsible loan services, and the fees are charged in accordance with relevant laws and regulations. Before signing the loan contract, we require the sales staff to clearly and transparently explain the composition of the fee, clarify the relevant important matters in the written contract and the borrower's instructions specially prepared for customers, and remind customers to read it carefully and sign it in person before it takes effect.

If you can't repay the loan on time under special circumstances, Gitzo will also provide humanized solutions. It is suggested to contact customer service in time to seek a solution, and show relevant certificates, such as unemployment certificate and hospitalization certificate, if necessary.