More than a year. According to the introduction of the real estate network, after the mortgage is paid off, it will take at least one year for the repayment to expire, and then the mortgage can be lifted from the bank with the real estate license and related materials. After the mortgage is paid off, the customer can learn about the mortgage on the same day, and the procedures for canceling the mortgage will generally be completed within 2 weeks, and the cancellation of the mortgage will be successful. If the client doesn't have time that day, it doesn't matter if he is released in a few days or months. However, customers are advised to apply for an understanding mortgage as soon as possible. The sooner you handle it, the sooner the house really belongs to the customer.