Whether you choose variableratemortgage or fixedratemortgage, in the long run, there is not much difference between the two loan interest rates. The choice of floating rate or fixed rate needs to vary from person to person.

For long-term borrowers, floating interest rates are more suitable, while fixed interest rates are more suitable for short-term loans. After all, it is difficult to predict how interest rates will change in the future. If you really want to choose, you can consult professionals and predict the impact of the market on interest rates from a professional perspective, whether it will rise or fall.