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20 15 what is the loan ratio of bank real estate mortgage loan?
It depends on the age of your house, whether you are buying a house for the first time and the estimated price of the house.

If you are over 15 years old, it is generally difficult to get a loan. If the building is below 15, and it is the first time to buy a house, you can get a loan of 70% of the appraised house price, and if you buy a house for the second time, it is 50%.