The amount of provident fund loan is determined by the following factors: first, the amount of provident fund in the applicant's account; The second is the monthly payment of provident fund; The third is the maximum amount of local provident fund loans.

You must be wrong to say that you can only borrow 30 thousand. Generally speaking, the minimum loan is1-200,000 in small cities, 300,000-500,000 in medium cities and more than 500,000 in big cities. There is a maximum amount of provident fund loans everywhere.