If it is a normal commercial loan or provident fund loan, the loan interest rate is stipulated by the state. According to the first purchase and the second purchase, there will be different interest rates. The length of the loan has a certain relationship with the loan interest rate, but it has little relationship.

Taking five years as the boundary, the loan interest rate for less than five years will be higher, and the loan interest rate for five to 30 years will be lower. Basically, more than 90% of loans have a term of more than five years, so as long as the loan time is more than five years, the interest rate will not change. If you choose mortgage consumer loans, it will be different. This kind of loan, the longer the loan time, the higher the interest rate, such as loan 650.