Today, let's take a look at Hengqin handed down winner's life insurance, mainly to see whether his protection content is worth starting with!

Because the following involves many professional words, in order to better understand the following contents, you can learn the basic insurance knowledge:

Before buying insurance, you must first understand these key knowledge points! 》

1. What is the whole life insurance content of Hengqin Handed down Gold Award?

Before analyzing the content of Hengqin handed down life insurance, let's take a look at the content map of this product:

After a general understanding of the product content map, let's analyze its specific content:

(1) wide bowling

Whole life insurance has a wide range of insurance ages, and supports people aged from 28 days to 70.

At present, the same type of life extension products on the market are basically set at 60 years old.

Whole life insurance will indeed give many consumers opportunities for the age range of insurance coverage handed down from generation to generation by Hengqin, which is still very humanized!

(2) payment methods are flexible and diverse

Whole life insurance has also set up various ways to increase the payment period of Hengqin, including wholesale payment, 3-year payment, 5-year payment, 10 payment, 15 payment and 20-year payment.

The so-called wholesale payment refers to paying all the insurance premiums when insuring, so that there will be no trouble of continuing to pay insurance premiums every year and the risk of policy invalidation, which is more suitable for people with high income but not stable enough.

Annual payment (periodical payment) means paying insurance premium by year/period. The advantages of regular payment over wholesale payment are mainly reflected in its flexibility, and you can also choose the payment period that suits you according to your own premium budget and subsequent changes in economic strength.

Equipped with wholesale payment and annual fee, it can meet the needs of most people.

(3) Support policy loans and insurance.

Whole life insurance stipulates that as long as the policy is valid, there is the right to increase insurance and policy loans.

Allowing policy loans can meet our temporary demand for large amounts of funds, which means that when we need money urgently in the future, we can also quickly set aside some funds for emergency use without being in a dilemma.

Moreover, additional insurance can make it possible for us to invest in succession when our income grows in the later period.

Obtaining additional insurance and policy loans is conducive to meeting everyone's asset management needs at all times, which is more humane!

Considering the space, if you want to know more about whole life insurance, I suggest you click on this comprehensive evaluation:

Do you want to buy "Hengqin handed down from generation to generation" whole life insurance? 》

Second, Hengqin has been passed down from generation to generation. Is whole life insurance a good deal? Is it worth starting with?

On the whole, whole life insurance, which has been passed down from generation to generation by Hengqin, is very eye-catching in terms of insurance rules and protection contents, and has a strong competitive advantage in the same type of increased whole life insurance products.

For example, a 30-year-old male pays 6,543,800 yuan a year and 10 years, and the accumulated premium is 6,543,800 yuan:

It can be found that at the age of 40, the cash value at the end of the year has reached 654.38+0.206 million yuan, covering the premiums we paid. When the retirement age in China is 60, the cash value at the end of the year is 2.398 million, which is almost 2.4 times of the total premium paid. It doesn't matter whether it is used to support the elderly or to protect children's education. Whole life insurance, the gold medal handed down from generation to generation by Hengqin, can be a good role and is worth buying!

In addition, there are many other whole life insurance products with high cost performance on the market. Sister Xue has compiled some high-quality products for everyone. Interested children can go and have a look:

"Just out of the oven! Five High-yield and Profit Increasing whole life insurance, don't miss it! 》

Write it at the end

I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem, you can also come to top student, the official account of WeChat, and ask me about insurance.

I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.

WeChat official account: top student said that the insurance cost is low, so buy the right insurance!