The money borrowed by the formal platform should not be overdue as far as possible, and the overdue time should not be too long. It's no problem to be a few days late. I am afraid that if you are a few weeks or even months or years late, you will go to the credit information platform, and if the amount is large, you will be sued. If it is less than 10 thousand yuan, you will go to the credit bureau and be called every day. That's all.

The loan platform will tell you to repay on time. If it is overdue for one day, it will be credited, but it will be fine if it is a few days late, and it is no problem to return it in time. But not too much. If it's too late, you really need to get credit information. Credit information will affect your future loans. If it is overdue for a long time, no matter which lending platform you borrow from, it will not pass. It is best to be on the same day or in advance, and a few days later is not a problem.