A: Hello, a reliable loan platform. The loan platforms that are easy to pass are: 1. Zhaolian Good Term Loan: Zhaolian Finance applies for credit products online and conducts online review. As long as the user has good credit and certain repayment ability, it is still relatively easy to apply. 2. Ease Flower: The application threshold of Ease Flower is not high, as long as it meets the basic loan conditions, it is relatively easy to pass. 3. Taking advantage of the situation: As long as there is an entrance and quota for a banquet application, the success of the next paragraph can basically be guaranteed. 4. Micro-loan: You need to check the credit limit in advance, and users with good credit have a high pass rate. 5. 360 IOU: A pure credit loan product. If your age meets the requirements and your credit information meets the requirements, you can apply. I. Borrowing Loan The current credit loan is a loan service launched by Alipay. According to different sesame scores, users can apply for different loan quotas. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan. 19, 2065438+2008, 65438+2065438, or actively closed some user accounts to control the loan balance due to excessive leverage ratio and violation of relevant regulatory regulations of the central bank or the sales bank. 2021165438+1October 8th news, it is reported that Alipay's name of "borrowing money" has been changed to "credit loan". In this regard, Alipay customer service responded that in order to facilitate you to know the actual consumer credit service provider more clearly, the consumer credit service independently provided by the financial institution cooperating with Ant has been updated to "credit loan", and the name of the financial institution is displayed on the credit loan page. After this adjustment, the original services such as borrowing, auditing and repayment will not be affected. Two. 360 IOU 360 IOU is a personal and micro-loan platform under 360 Digital Branch (formerly 360 Finance). Launched in September, 20 16, it evaluates customers' credit based on 360 big data and provides instant consumer loans on this basis. On July 7th, 20021,the core product of 360 branches of financial technology companies listed in the United States, 360 Loan APP, was removed from several application stores. The pre-market decline of the 360 target expanded to 20%. 360 IOUs are based on 360 Credit, an independent third-party credit evaluation and management institution under 360, and objectively present personal credit status through technologies such as cloud computing, machine learning and 360 big data. According to the comprehensive consideration of credit risk, payment habit and consumption situation, users are granted different consumption quotas. The application amount of 360 IOUs is granted according to the behavior of consumption and repayment accumulated by users on the platform. The behavior of users on the platform is dynamic, and the corresponding amount is also dynamic. When users behave well and meet the withdrawal policy for a period of time, their corresponding amount may increase.

Second, where is the best loan?

According to your different needs, if you need this money, you can't choose bank financial institutions for financing; If your money is urgent and short-lived, such as what you need, then you can choose non-bank financial institutions, such as microfinance companies. (Microfinance is flexible)

Third, where is the best loan?

Where are you from?