No According to the laws of China, the interest rate of online loans should be calculated on an annual basis, and it is strictly limited. Under normal circumstances, the interest rate of online loans is below 24% per year, so it is impossible for the loan amount to be 8,000 yuan per month.

Description:

1. China's laws stipulate the upper limit of the interest rate of online loans to ensure the legitimate rights and interests of borrowers and prevent usury.

2. According to Article 232 of People's Republic of China (PRC) Contract Law, if the interest rate stipulated in the contract far exceeds the statutory interest rate, the excess is invalid.

3. In practice, online lending institutions usually determine the specific loan interest rate according to the borrower's credit evaluation and risk degree.

Summary:

According to the legal provisions and actual operation in China, the interest rate of online loans is limited, so it is impossible to have an interest of 8,000 yuan per month. When choosing online loans, borrowers need to pay attention to the legal interest rate range and carefully choose the appropriate loan amount and interest rate.