You paid it back for him ...
Two, the rural credit cooperatives loan guarantor responsibility period, please professionals to answer.
If the guarantee contract is invalid, the guarantee is valid; If there is no guarantee period, when signing a guarantee contract, the guarantor is generally required to repay the guarantee responsibility.
Three, rural credit cooperatives loan guarantor how to lift?
Generally speaking, after the borrower pays off the loan, the loan guarantor has no guarantee responsibility.
If the loan guarantor wants to cancel the guarantee, it depends on the relevant regulations of the guarantor, the borrower and the lending institution when signing the loan contract. Generally speaking, during the guarantee period stipulated in the contract, there is a joint relationship between the guarantor and the borrower. If the guarantee period stipulated in the loan contract expires, the guarantee relationship will be automatically dissolved after the expiration. In addition, in the process of guarantee execution, the three parties * * * need to agree to cancel the guarantee, in order to cancel the guarantee relationship in the process of guarantee execution. Four, rural credit cooperatives loan guarantor responsibility
The method is as follows:
1. According to Article 28 of the Guarantee Law of People's Republic of China (PRC), if the same creditor's right has both a guarantee and a property guarantee, the guarantor shall be liable for the creditor's right other than the property guarantee. If the creditor waives the property guarantee, the guarantor shall be exempted from the guarantee liability within the scope of the creditor's waiver of rights.
2. The guarantor has the right to recover from the debtor after assuming the guarantee responsibility. After the people's court accepts the debtor's bankruptcy case, if the creditor fails to declare his creditor's rights, the guarantor may participate in the distribution of bankrupt property and exercise the right of recourse in advance.
3, the parties agreed in the guarantee contract, when the debtor fails to perform the debt, the guarantor shall bear the guarantee responsibility, for the general guarantee. The guarantor of a general guarantee may refuse to undertake the guarantee liability to the creditor before the main contract has been tried or arbitrated and the debtor's property has been enforced according to law.
4. In any of the following circumstances, the guarantor shall not exercise the rights specified in the preceding paragraph:
(a) the debtor's domicile has changed, and the creditor has great difficulty in asking him to perform his debts;
(2) The people's court accepts the bankruptcy case of the debtor and suspends the execution procedure;
(3) The guarantor waives the rights stipulated in the preceding paragraph in writing.
Extended data:
1. The guarantor of general guarantee and joint and several liability guarantee enjoys the debtor's right of defense. If the debtor waives the right of defense against the debt, the guarantor still has the right of defense. The right of defense is the right of the debtor to exercise the right of claim against the creditor according to legal reasons when the creditor exercises his creditor's rights.
2. In any of the following circumstances, the guarantor shall not bear civil liability:
(a) the parties to the main contract collude to defraud the guarantor to provide a guarantee;
(two) the creditor of the main contract uses fraud, coercion and other means to make the guarantor provide a guarantee against the true meaning.