According to the off-site loan policy of Dongguan Provident Fund, if you deposit the provident fund in Shenzhen, you can borrow money to buy a house in Dongguan as long as you meet the conditions.
Cancel the household registration restrictions for employees who have paid provident fund in different places to apply for loans in Dongguan, and employees do not need to provide proof that they or their spouses are registered in Dongguan; The minimum down payment ratio is uniformly adjusted to 40% for the purchase of the first and second houses with loans from different places.
The maximum loanable amount of personal loans of Dongguan Provident Fund is 500,000 yuan; For employees whose husband and wife both pay the provident fund, the maximum loan amount is 800,000 yuan. Based on this calculation, if it is a loan from a different place, the deposit of the provident fund conforms to the relevant regulations of Dongguan. Individual pure provident fund loans can buy a house with a maximum of 830,000 yuan, and husband and wife loans can buy a house with a maximum of 6.5438+0.33 million yuan.
The following conditions need to be met:
1. The applicant must purchase an owner-occupied house in Dongguan and be the owner or owner of the house purchased.
2, the applicant must be normal and full deposit housing provident fund for more than six months.
3. The applicant and spouse have no outstanding housing provident fund loans. (including the place where the housing provident fund is paid)
4 to provide the guarantee procedures approved by the city housing provident fund management center.
5. Meet other conditions for housing provident fund loans.