1. Offline loans include: mortgage loans, automobile mortgage, and private loans.

For example: five major bank loans, Ping An loans and so on.

Second, the relevant content of offline loans

1. The so-called "offline loan" is actually a loan that requires customers to apply for and sign a contract in the offline business hall. Housing mortgage loan, vehicle mortgage loan, secured loan, etc. Banks or lending institutions are all offline loans.

2. Offline loans are actually relative to online loans. Offline loans require customers to go offline, and online loans are naturally online directly, that is, through online channels. Customers apply online, and the system will approve online. After the approval, they will directly lend the money to the account designated by the customer. In other words, online lending is online lending.

3. Compared with offline loans, online loans are more convenient to handle, but they are also easy to be mixed into some informal platforms. Therefore, if people want to apply for online loans, they must first confirm that their platform for applying for loans is formal and they hold financial licenses. Of course, there are also some private lending institutions that are not very formal offline, so customers also need to "keep their eyes open" and know how to avoid "traps".

As we all know, offline loans can apply for more loans than online loans. To this end, many users like to apply for loans offline to meet their own financial needs. Users who apply for loans online need to provide personal ID card, personal credit information, bank account number, address and work certificate. For some married applicants, marriage certificates are required. Among them, the proof of residential address can provide the certificate issued by the neighborhood Committee or the invoice for water and electricity payment. Users who want to apply for a higher quota also need to provide their personal assets to financial institutions. After the application materials submitted by the borrower are approved by the bank, the two parties sign a loan contract.

What does offline loan mean? What should I pay attention to when signing a contract?

People's demand for funds has always been there. Recently, with the development of the Internet, people can easily apply online. What do you mean by offline loan with user consultation? What should I pay attention to when signing a contract? Let's talk about it briefly.

1. What do you mean by offline loan?

Compared with online loans, offline loans require users to apply to offline business outlets and institutions and sign contracts. Generally speaking, online loans that we apply for directly online can be understood as online loans, while car loans, mortgage loans and secured loans that we apply for at the physical outlets of banks or institutions can be regarded as offline loans.

Second, what should I pay attention to when signing a contract?

1. The information should be complete: go to the offline outlet to sign the contract, and the customer service or loan officer will inform you of the information you need to bring in advance. Such as ID cards, designated borrowing cards and other supplementary materials. If it is not complete, it is likely to interrupt the signing and make a new appointment.

2. Cost: Some offline companies are not very formal, especially when making mortgages. In the case of car loan, in addition to the evaluation fee and GPS fee, there may be an early service fee. So at this time, we should pay attention to which expenses are necessary and which are unreasonable.

3. Interest: Whether online or offline, the interest must be clear. The annual interest rate exceeds 36%, and some organizations use another name to share the interest among other expenses, so it is enough to calculate the total cost when calculating.

The above is about "what does offline loan mean?" What should I pay attention to when signing a contract? "Answer, I hope to help you. Generally speaking, online and offline loans are only applied in different ways, but the matters needing attention when signing a contract are similar.

Can I get a loan offline?

Of course, there are many financial institutions offline, such as major banks and financial institutions, but whether you can get a loan depends on the requirements of each bank and your personal credit qualification. If your credit qualification is not good, it may be a little difficult.