A: Yes. Loan conditions: When employees apply for housing provident fund loans in different places, they must meet the following conditions at the same time: (1) Guangzhou registered employees who have paid housing provident fund in other places buy their own houses in Guangzhou; (2) individual housing loans that have not used the housing provident fund, or individual housing loans that have been settled for the first time; (3) Meet other application conditions of Guangzhou housing provident fund personal housing loan and relevant regulations of Guangzhou on house purchase.
Loan policy in different places (applicable to employees paid by the unit)
20 15126, Guangzhou provident fund center began to implement the housing provident fund individual housing loan policy in different places.
(1) loan application
1. Loan terms
Workers applying for housing provident fund off-site personal housing loans must meet the following conditions:
(1) Guangzhou registered employees who have paid housing provident fund in other places buy self-occupied houses in Guangzhou;
(2) individual housing loans that have not used the housing provident fund, or individual housing loans that have been settled for the first time;
(3) Meet other application conditions of Guangzhou housing provident fund personal housing loan and relevant regulations of Guangzhou on house purchase.
2. Treatment process
(1)20 19 From February 23rd, employees who have paid the provident fund in Shenzhen, Foshan, Dongguan, Zhuhai, Huizhou, Zhongshan, Jiangmen and Zhaoqing, when they apply for a provident fund loan when buying a house in Guangzhou, the accepting outlets will verify the payment and use of the provident fund in different places through the Guangdong information platform, without providing paper proof materials.
(2) When employees deposit in cities other than the above cities and apply for provident fund loans in Guangzhou, the following procedures shall be followed:
① Certificate of deposit and use of housing provident fund for employees with off-site loans issued by the Municipal Housing Provident Fund Management Center.
② Employees who independently apply for provident fund loans through mobile phones can submit the Certificate of Deposit and Use of Housing Provident Fund for Loaned Employees to Guangzhou Housing Provident Fund Management Center by mail (leaving contact information at the same time) for verification. After verification and seal, our center informs employees to receive the Certificate of Deposit and Use of Housing Provident Fund for Lended Employees, and scans and uploads it.
(3) Employees who apply for provident fund loans through accepting outlets can mail the loan certificate from different places to our center (leave contact information), and our center will directly transfer it to the loan undertaking outlets after verification and seal; It can also be directly handed over to the loan undertaking network when applying for a loan, which will be transferred to the center for verification.
Mailing address: Loan Management Department, Floor 2 12, Yin San Building, Huajiu Road, Zhujiang New Town, Tianhe District, Guangzhou, Guangdong Province (Tips: Do not use collection method).
(4) Guangzhou Housing Provident Fund Management Center is responsible for verifying the authenticity and integrity of the deposit and use certificate of housing provident fund for employees with loans from different places to the Municipal Housing Provident Fund Management Center, and handling loan approval procedures for employees with loans according to regulations.
(2) Application for deposit certificate.
(1) Deposited employees can go through the Central official website (
(2) Deposited employees can print "Certificate of Deposit and Use of Housing Provident Fund for Employees with Foreign Loans" and deposit details in the last two years with electronic seal through the official account of WeChat and the "Loan Certificate" function on the mobile APP.
(3) Deposited employees can also apply to the outlets directly under our center with their ID cards to issue certificates of deposit and use of housing provident fund for employees with off-site loans;
(4) If others apply to the branches directly under our center for issuing certificates, they must provide the following information before handling them:
(1) If the spouse is acting as an agent, the personal power of attorney, the original ID cards of both parties and the original marriage certificate shall be provided;
(2) If the unit manager acts as an agent, it is required to provide a copy of the employee's ID card (the copy is stamped with the official seal), the original ID card of the registered manager of the provident fund system, and the handwritten power of attorney of the employee (the power of attorney needs to be signed according to the fingerprint);
(3) If others handle it for them, the original notarial certificate and the original ID cards of the client and the client shall be issued;
(5) If the employee's ID card is lost, he can also apply for a certificate with temporary id card within the validity period.
(6) For employees who have paid provident fund loans in different places, the following methods can be used to return the receipt of proof of the deposit and use of housing provident fund for employees who have borrowed from different places (hereinafter referred to as "receipt"):
① Fill in the loan information in different places truthfully and upload the receipt with photos through the function of "loan business-loan certificate-loan certificate receipt entry" on WeChat official account and mobile APP;
② Mail the receipt to our center (mail payment). Mailing address: Loan Management Department, Floor 2 12, Yin San Building, Huajiu Road, Zhujiang New Town, Tianhe District, Guangzhou, Guangdong Province (Tips: Do not use collection method);
③ Send the receipt to our center by yourself.
(6) Online self-service printing for paid employees. If you encounter any problems, you can directly call 020- 12345 for consultation or go to the outlets directly under our center with your identification materials.
(7) The addresses of outlets directly under the center for handling deposit certificates are as follows:
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