No need. Whether it is mortgage, car loan or other consumer loans, regular banks or lending institutions will make the next payment first. Without the next payment, the lender has no repayment obligation. The formal loan will not generate any interest before the loan is issued.

Extended data:

Loan, which means a bank unit or individual, generally stipulates interest and repayment date. Broadly speaking, loans refer to goods concentrated by means of loans, discounts and overdrafts, which can meet the needs of social expansion and reproduction for supplementary funds and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

With regard to the legal establishment and continuous effective existence of the borrower, when examining the borrower's business, we should examine whether the borrower is legally established, whether it has the qualifications and qualifications to engage in related business, and check the business license and qualification certificate, and pay attention to whether the relevant licenses have passed the annual inspection.

Regarding the borrower's credit, the borrower's money is appropriate; Examine whether there is a clear situation in registered capital flight; Past loans and repayments; And the illegal situation of the borrower's product quality.

Regarding the borrower's credit standing, it is necessary to check whether there is obvious registered capital withdrawal of the borrower; Past loans and repayments; And the borrower's product quality, environmental protection, tax payment, etc.

Special examination should also be conducted on borrowers and their responsible persons. In order to reduce the burden of lenders and their responsible persons, financial institutions should also be specially examined. In addition to examining the qualifications of borrowers, the legal quality of investors and enterprises, we should also strengthen examination and control.

Interest refers to the remuneration paid by the borrower to the lender in order to obtain the right to use the funds, which is the use price of the funds in a certain period (that is, the loan principal). The loan interest can be calculated in detail by the loan interest calculator.

Second, my loan was successful! But if it doesn't arrive, shouldn't it be returned?

I don't have to return it today. I have to pay this money first, not the next one. All these have no legal effect, and the contract is not established. Go to the police station and ask the police today. I replied that this is a typical online loan. Don't pay attention to it and don't remit it. It's all routine. After paying off one loan after another, the police uncle said that at least several people were cheated to report the case one day, and some people were even driven insane by online loans. They also said that as long as you don't print your fingerprints on the battlefield paper and sign your name, you don't have to worry about coming to you. It's better to call you.

If my loan hasn't arrived yet, do I have to pay it back?

The money has been sent to the school, but the school didn't deduct your tuition so soon ... you are not the only one with a student loan. They won't deduct the tuition fees together until all the money from the student loan arrives, and the rest will be returned to you.

The loan money hasn't arrived yet. Do I need to pay back?

No need. Whether it is mortgage, car loan or other consumer loans, regular banks or lending institutions will make the next payment first. Without the next payment, the lender has no repayment obligation. Moreover, formal loans will not generate any fees before the loan is issued, and customers will not be required to start repaying the loan interest first. Extended data:

Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. Review the legal status of the borrower, including its legal establishment and continuous and effective existence. If it is an enterprise, it shall examine whether the borrower is legally established and whether it has the qualifications and qualifications to engage in related businesses, and check the business license and qualification certificate. Pay attention to whether the relevant certificates have passed the annual inspection or related verification. Regarding the credit status of the borrower, check whether the registered capital of the borrower is consistent with the loan; Examine whether there is a clear situation in registered capital flight; Past loans and repayments; And whether the borrower's product quality, environmental protection, tax payment and other illegal conditions may affect the repayment. Regarding the credit status of the borrower, check whether the registered capital of the borrower is consistent with the loan; Examine whether there is a clear situation in registered capital flight; Past loans and repayments; And whether the borrower's product quality, environmental protection, tax payment and other illegal conditions may affect the repayment. In order to reduce the moral hazard of the lender, the borrower and its responsible person should also be specially examined. When issuing loans, financial institutions should not only examine the qualifications, conditions and operating conditions of borrowers, but also strengthen the examination and control of the personal qualities of investors, legal representatives of enterprises and key management personnel. Interest refers to the remuneration paid by the borrower to the lender in order to obtain the right to use the funds, which is the use price of the funds in a certain period (that is, the loan principal). The loan interest can be calculated in detail by the loan interest calculator. In civil law, interest is the legal fruit of principal.