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How do freshmen guard against campus loan fraud?
1, quit greed and don't believe that "pie falls from the sky"

Don't listen to the sweet words of strangers, covet concessions and convenience, and handle business in regular business halls. Students should not be greedy and cheap, and should not buy easily when they meet door-to-door sales; For items such as cosmetics, shampoo, sports shoes or laptops, scammers are very likely to use fake and shoddy products or cheat by means of shortage. Guard against bank card fraud, online fraud and telephone fraud, and don't trust unverified information such as tuition refund, winning prizes and donations. And don't be greedy for small profits to avoid being cheated.

2. Keep the information confidential and don't reveal personal family secrets.

Don't casually disclose your personal situation, mobile phone number and home phone number to strangers. It is best to display the telephone numbers of parents and relatives in the mobile phone, and use their real names, and there should be no words that easily reveal the relationship between the two parties. Don't show your personal information and family contact information easily, and don't lend important items such as mobile phone, ID card, student ID card, campus card and bank card to others for use or safekeeping. Don't fill in all kinds of forms of unknown origin at will, and don't scan unfamiliar QR codes at will to prevent information leakage and provide an opportunity for criminals to commit fraud and other illegal activities.

3. Be alert and don't trust documents from unknown sources.

In order to gain the trust of classmates, some criminals will provide forged documents (such as student ID cards and ID cards), so students must carefully distinguish the authenticity and prevent being deceived.

4. Communicate in time, and don't let scammers take advantage of it.

Participate in social practice, work-study programs, internships, job hunting, etc. When attending appointments, interviews and meals outside the study and workplace, keep communication open and remember emergency calls. Negotiate the terms and methods of remittance with parents, so that parents don't send money in a hurry. Any behavior involving currency exchange or asking to go to a designated place at a designated time must be considered before action. At least, before deciding whether to take action, you should call your parents or consultants to confirm.

5, the news should be smooth, don't contact with people with blind spots.

Always tell your parents about your school, so that once parents encounter a situation, they can tell the truth quickly. Don't go out alone with strangers, even if you go out with classmates, friends and fellow villagers, you must tell your teachers, parents or classmates.