No punishment. There is no penalty interest for rural commercial banks to repay their wealth in advance. As long as there is no problem with personal qualifications, you can still continue to borrow after prepayment. Hubei Province is located in the middle of China, in the middle reaches of the Yangtze River, bordering Anhui in the east, Chongqing in the west, Shaanxi in the northwest, Jiangxi and Hunan in the south and Henan in the north.