1. Formal: Jurong Express Loan has a formal financial license, has the qualification to engage in loan services, and is subject to supervision and audit by external regulatory agencies and audit institutions to ensure that the platform complies with relevant laws and regulations and improve transparency and compliance.

2. Safety: Jurong Express Loan has the qualification to engage in loan services and the corresponding financial license, and has a perfect loan review process and risk control mechanism. Operational data is kept strictly confidential to ensure the safety of customer information.