Rong e loan is a large credit loan of ICBC, which can be loaned for up to 2 years and can meet the borrower's capital turnover demand. After the e-loan is successfully processed, it must be repaid on time, and the system will automatically deduct the money on the repayment date. The borrower must have enough balance in the repayment card, otherwise the balance of E loan will be overdue. Let's have a look.

What should I do if the balance on the day of e-loan is insufficient?

Financing e-loan interest-free mortgage guarantee, credit loan. The borrower can handle it through ICBC official website channel. When borrowing money, you must submit your own debit card as the repayment card, and repay it within the specified time after successful handling. Once the repayment date of Rong E is fixed, the bank will deduct money from the repayment card before the repayment date 17: 00.

In order to ensure the successful deduction, the borrower had better deposit enough money in the repayment card. If the balance on the day of deduction is insufficient, the deduction will fail, and the deduction will be made again the next day until the current arrears are deducted. However, as long as Rong E is not the last repayment, it will not be overdue if the deduction fails that day.

Because ICBC provides a three-day grace period for non-final e-loans, that is, those who fail to deduct money on the third day from the day after the repayment date and fail to repay in time will be regarded as overdue. Therefore, everyone must always pay attention to the repayment period of Rong E. Remember that if the last deduction fails, the balance will be saved within the grace period as soon as possible, and the successful deduction during the period will be regarded as normal repayment.

If the E-loan is inadvertently overdue, the overdue interest will be charged at times of the original execution interest rate from the due date of the overdue amount until it is paid off. The overdue record will be submitted to the People's Bank of China for credit investigation and will be collected by the bank. If the consequences are serious, it is better to repay it on time.

The above is an introduction about "insufficient balance on the day of e-loan", and I hope it will help everyone.