The loan term shall meet the following conditions at the same time:

The loan term is not less than 1 year and not more than 30 years.

Loan term = retirement age stipulated by the state-actual age of the principal borrower-1.

loan limit

The loan amount shall meet the following conditions:

Not less than 1 0,000 yuan, not more than 500,000 yuan ××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××

The first home loan purchase shall not exceed 80% of the total purchase price.

Not higher than the loan amount determined according to the loan repayment ability "Chucai Card" A card, "Chucai Card" B card and "Caiyi Card": B, C and D talents, E talents, F talents and F talents.

Loan amount = {[borrower's monthly payment ÷ borrower's monthly payment ratio]-monthly repayment amount of all borrowers} × 0.35× 12 months× loan term× multiple.

Not higher than the loan amount determined according to the monthly contributions of the provident fund "Chucai Card" A, "Chucai Card" B and "Caiyi Card": B, C and D talents, E talents, F talents and F talents.

If the borrower deposits the provident fund in the unit, the loan amount will be the lowest after combining the above limits.

If the borrower is a flexible employee, the loanable amount is the lowest value after the above limits are combined.

If the main borrower and other borrowers have paid the provident fund in the unit and paid it continuously, on time and in full, they can participate in the calculation of the loan amount, and the loan amount is the lowest after combining the above limits. For those who do not participate in the calculation of loan amount, the loanable amount is the lowest value after the above limits are combined.

If the main borrower is a flexible employee and other borrowers fail to pay the provident fund, the loanable amount shall be the lowest value after the above limits are combined.