Individuals who want to apply for a loan in a local bank can only apply for a loan after three months of bank flow. Because applying for a loan in a bank, the bank requires the applicant to have at least six months of continuous bank flow before applying for a loan. Of course, when banks apply for loans, their requirements will be higher. If the applicant does not apply for a loan from a local bank, but applies for a loan from a local loan company, he can only apply for a loan after the liquidity of the bank reaches three months. However, it should be reminded that not all loan companies can accept a loan application with a bank flow of three months, so before applying for a loan, you need to consult the loan conditions of the local loan company first, and then choose a suitable loan company to apply for a loan.
Second, is there a requirement for how long the loan bank will run continuously?
Certainly, loans usually need bank flow in the last six months. Continuous running water can tell your financial situation.
3. Is there a requirement for how long the loan bank will run continuously?
half a year
4. How long will it take or how long will it take for the bank to run smoothly?
For the bank mortgage loan business, it is generally enough to print the bank's daily report for the last 3-6 months, and some bank branches can only play for 1-2 years. If it takes longer, you need to go to the branch. Bank running bill is commonly known as bank card deposit and withdrawal transaction statement, also known as bank account transaction statement. Refers to the list of deposit and withdrawal transactions between customers and banks within a period of time. Generally, the access list in the bank card can be printed for free within one year. As long as you bring the relevant personal identification and bank card, you can print it at the bank counter. In addition, I would like to remind you that for the small partners who have already cancelled their accounts in the bank, the daily account before cancellation will generally be kept for five years, and will be cleared after five years. Of course, according to different banks, the regulations will change. You can directly consult the local bank outlets. Bank's requirements for running orders: 1. First of all, we should know that not all the money deposited and withdrawn from the bank can be counted as running water. Generally, it takes 24 hours for money to be deposited in the bank to form effective flow. If the time difference between deposit and withdrawal is only a few hours, such traffic will not only be invalid, but also reduce everyone's effective income. 2. Make both ends meet. I believe everyone is familiar with this word. Everyone's bank statement can't reflect this word, that is, the money you deposit must be greater than the money you withdraw. If the money you save is much lower than the money you take out, you will be unable to make ends meet, and the bank will naturally be reluctant to lend you money. If you want to get a successful loan, the total amount you withdraw from the bank running bill can't exceed 70% of your total deposit, which will have a positive effect. The bank is disgusted with the excessive monthly repayment in the applicant's daily account, which also shows that the applicant is heavily in debt at present. Moreover, there are articles about the details of the transfer. Banks prefer the transfer statement to be salary rather than personal account. Remember to protect personal privacy when printing the bank running water, and don't disclose any information of the bank!