1, Vehicle Management Office: Generally, the green paper on mortgage vehicles will be pressed at the vehicle management office in the lender's area.
2, 4S shop: After buying a car by mortgage, the vehicle management office may hand over the Green Paper to the 4S shop, and the Green Paper will be placed on the 4S shop that bought the car.
3. Banks: As a result of lending in lending institutions, green capital may also be pressed in lending institutions where lenders lend.
1. Cars with outstanding loans cannot be sold. Because the car that is repaying the loan has signed a mortgage agreement with the unit you borrowed, and it is not entirely your own. After all the loans are paid off, the car can be transferred to its own name, and then it can be resold to others again. If you want to sell a vehicle that has not paid off the loan, you must pay off the loan before selling it.
2. Method of releasing the mortgage after paying off the car loan: Because the mortgage is registered at the vehicle management office when handling the car loan, you must go to the vehicle management office to release the mortgage after paying off the car loan. Prepare some relevant materials before handling, including the original application form for motor vehicle mortgage registration/pledge filing, the original and photocopy of the identity certificate of the motor vehicle owner and mortgagee, the motor vehicle registration certificate, etc. If you entrust others to handle it on your behalf, you also need to prepare the original and photocopy of the ID card of the client and agent, and the power of attorney issued by the mortgagee. Then take these materials to the vehicle management office to understand the pledge situation. It should be noted that the owner must be present when knowing the pledge, but the vehicle does not need to be present. Of course, some banks may help customers understand the mortgage procedures when they repay the car loan, but most banks will not help customers understand the mortgage procedures, and basically they need the car owners to do it themselves.
3. After the loan is paid off, you need to pay attention to the following points: First, determine whether your loan is a mortgage loan; Second, make sure that your loan has been repaid; Third, bring the original owner's ID card to the dealer to understand the mortgage procedures; Fourth, change the insurance beneficiary; Fifth, the loan deposit should be returned; Sixth, return the insurance that is not used in daily life.