If you return it, you will not bear legal responsibility. You should be clear that changing the business license to your loan means that the loan is yours and you must pay the responsibility. This can't run away, but there must be a mortgage or something when you get a loan. If you can't change it by then, the mortgage will be gone, and the banking industry will not hold you accountable, but you will be blacklisted by the bank, and the loan is estimated to be old in the future. At the same time, changing the business license to yours means that the company is yours, not your friend's (this is legally recognized, and what you do in private is another matter). If you don't pay, you can give the shop to the bank (it's estimated to be worthless).

I can't help it Really, if you produce relevant evidence to explain the above situation, the bank can say that you defrauded the loan, which is another crime ~ ~ ~

It mainly depends on the person's sense of responsibility and whether he can make a profit. I believe that if he can make a profit, he will definitely return.