1. What are the p2p loan platforms?

P2p loan platforms have gone through a wave of bankruptcies, and the country has increasingly tightened supervision. Here are a few common platforms:

1. Jiufu Puhui: A platform under Jiufu Group, listed on Nasdaq in August 2019;

2. Aiqianjin: It has been operating steadily for 5 years and is AAA of the China E-Commerce Association Grade credit enterprise, bank fund custody;

3. Renrendai: 9 years of stable operation, with top compliance score;

4. Yirendai: a platform of CreditEase Group , with strong risk control capabilities;

5. PPmoney: a governing unit of the China Internet Finance Association, operating steadily for 6 years.

2. What online loans are available on formal credit loan platforms? Can a credit loan be paid on the same day?

For example, borrow it. Merchants United Finance has money to spend, and this kind of thing is still relatively formal. For credit loans, it usually takes a few minutes.

3. What are the online loans available for credit reporting in 2021?

Online loans are non-bank loans issued online through online platforms, and are generally non-compliant. .

These loans are generally accompanied by the risks of non-compliance, high fees and routine loans. Especially some online loans that don't go up in the credit report are just a scam. What are the regular online loans that have a credit rating?

For example, Ping An Bank’s Paipaidai, Tencent’s Weilidai, and Ant Financial’s Jiebai are all listed on the credit bureau and are relatively formal.

There are also 360 loans and some consumer finance, such as Immediate Consumer Finance, Zhongyuan Consumer Finance, China Merchants Union Consumer Finance, Baidu Consumer Finance, Chongqing Consumer Finance, etc.

IV. What are the credit loan platforms?

1. If the Zhima credit score is not less than 600, the user meets the conditions and only needs to upgrade his Alipay wallet to the latest version, that is, The "Borrowing" loan function can be used in the "Wealth" column of Alipay wallet. 2. Jiebei is a consumer credit product under Ant Microcredit. Users with a Sesame score of no less than 600 will have the opportunity to use personal consumption loans. Depending on the score, users can apply for a loan of up to 50,000 yuan, and the applied amount can be transferred. to Alipay balance. The maximum repayment period of "Jiebei" is 12 months, and the daily interest rate of the loan is 0.045. You can borrow and repay at any time. 3. Although it is convenient and fast to use Alipay to "borrow" a loan, the interest rate is relatively not low, so remember to overdraft within your ability to avoid exceeding your repayment ability and adversely affecting your personal credit.