This man’s information was fraudulently used by others, and he has never handled any guarantee business. Mr. Jia from Hebi, Henan, suddenly received a letter from the bank. The letter clearly stated that he had handled guarantee business for a certain company before, and the guarantee amount was as high as 4 million yuan. This frightened Mr. Jia. After Mr. Jia read it carefully, he realized that the signature and photo in the letter were not his own. Now Mr. Jia felt even more confused. After Mr. Jia arrived at the bank, he was told that the person in charge at the time could no longer be contacted. Naturally, he could not provide correct materials and could only hand it over to the public security organs for processing.

1. Information was fraudulently used

Since Mr. Jia did not provide guarantee business for others, why did the bank send him a notification letter? In fact, it is very simple. Mr. Jia’s information was obviously used fraudulently. Mr. Jia may have inadvertently leaked his information, which allowed criminals to take advantage of him. Fortunately, the signature and photo above do not belong to Mr. Jia himself. As long as the public security organs conduct an investigation, the truth will naturally come to light. It can also be seen from this that we must be careful not to leak our personal information easily in life, especially ID number, home address, bank card number, bank card password, etc., otherwise we may get ourselves into trouble.

2. How to safeguard rights?

This matter is not that troublesome to deal with, so there is no need to be too nervous. Because all the evidence is very obvious, and the bank also had operational loopholes when handling the loan business, Mr. Jia does not need to bear any responsibility and only needs to follow legal channels to safeguard his legitimate rights and interests.

3. Don’t guaranty easily

We must be careful not to guaranty for others easily in life. Some people may blindly sign a contract out of favor and lack understanding of the person being guaranteed. . You must know that the guarantor needs to bear legal responsibility. If the guaranteed person cannot repay the loan, the debt will be repaid by the guarantor, so do not get into trouble because of your ignorance.