Car loan has always been a hot topic in society. China Merchants Bank has been very popular since it bought a car with interest-free loans. So how does China Merchants Bank handle an interest-free loan for buying a car? Now, Ann Credit will introduce it to you. What are the requirements for an interest-free loan to buy a car? Originally, I could only borrow money to buy a car of a specified model. Is there an interest-free loan? Don't be blinded by interest-free loans. 1, a natural person with full capacity for civil conduct. 2. Have a local permanent residence or valid residence status. There is a fixed detailed address. 3. Have a legitimate occupation and a stable and reliable source of income. Have the ability to repay the loan principal and interest on schedule. 4. Holding the agreement or contract signed with the dealer designated by the lender for the purchase of designated brand cars. 5. To provide property mortgage, pledge or third-party guarantee recognized by the lender, and the guarantor shall be an individual or unit recognized by the lender with compensatory ability and bear joint and several liabilities. 6. Car buyers are husband and wife or family members and must apply together on the spot. If one party cannot be present for any reason, a power of attorney shall be filled in. And sign and seal it. 7. The down payment shall not be lower than the bank designated by the lender. 8. Implement other loan conditions stipulated by China Merchants Bank. 1, ID cards of both husband and wife of the borrower. 2. Marriage certificate. 3. Work certificate. 4. Wage passbook, passbook running water 5. Property ownership certificate (residence certificate) 6. Car purchase contract, deposit receipt 7, other information 1. Choose a car model and apply for a loan: you can fill in the application form for automobile consumption loan, credit status questionnaire and personal income certificate at China Merchants Bank 2. Examination and approval by China Merchants Bank: China Merchants Bank examines the applicants. If they meet the requirements, they will contact the applicant according to the contact information provided by the applicant. 3. Signing a contract: The applicant signs a loan contract, a guarantee contract and a mortgage contract with China Merchants Bank, and goes through the formalities of mortgage registration and insurance. 4. Lending: China Merchants Bank issues loans. 5. Pick up the car: Bring the required documents to pick up the car. The above is the information about China Merchants Bank's interest-free loan to buy a car. I hope I can help you.