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Why not recommend a loan to buy a parking space?
Because if you apply for a parking space loan, the loan interest rate is usually higher and the loan period is shorter.

The parking space itself is not particularly expensive. If you borrow money, plus interest, it will increase the cost of parking spaces, which is not cost-effective for buyers, so it is not recommended to borrow money to buy parking spaces.

Precautions for parking spaces

1. Confirm whether it is a public parking space.

At present, many properties are not standardized, and there is a problem of arbitrary charges. Therefore, when buying a parking space, we must first know where the parking space is and whether it is a public parking space. If it is a public parking space, there is no charge. If the property still charges money, then we can question it.

2. Confirm whether it has been rented in advance.

This has happened before. A lady bought a parking space and stayed there before buying a car. As a result, the property manager rented it to someone else, so the property earned double the parking space. The lady went to the property theory, and the property only said that she didn't know that the parking space had been bought. Pay attention at this time. How can the property not know whether the parking space is bought or not? It is not correct to rent someone else's parking space without authorization, so in order to avoid trouble, it is necessary to know whether this parking space is bought or rented.

3. Confirm the cost performance of parking spaces.

Some people choose to rent a car, while others choose to buy a car. How to choose depends on the cost performance of the parking space, whether to buy or rent, and don't let yourself suffer.

4. Be sure to sign the relevant terms.

When signing the agreement, you must sign the terms with the developer to ensure that the underground parking space can be put into use on time. If you buy it, you have the right to use it, otherwise you buy it for nothing. So the terms should be clearly written on it. In this evidence-oriented society, you should remember it in black and white.