Loan | Credit loan is a loan service launched by Alipay, in which the loan is provided by Ant Consumer Finance, and the credit loan is independently provided by the financial institution cooperating with Ant (the specific financial institution name will be displayed on the service page).
1. Application conditions:
1) Age 18 (inclusive) and Chinese mainland resident;
2) The account has passed the real-name authentication, its status is normal, and it has not been appealed;
3) The account has been bound with a mobile phone number and a savings card for quick payment;
4) Sesame credit score is above 600 points.
2 loan amount, interest rate and term:
1) Provide loan lines ranging from1000 to 300,000 according to sesame seeds;
2) The daily interest rate of the loan is between 1.5 and six ten thousandths;
3) The loan term is 3 months, 6 months and 12 months respectively.
Second, JD.COM gold bars
JD.COM Gold Bar is a loan product of JD Finance, which provides cash loan service for JD.COM users.
1. Application conditions:
1)/kloc-Chinese mainland citizens who are over 0/8 years old and hold valid identity documents;
2) The account completes real-name authentication and binds the mobile phone number and savings card of the real-name registration system;
3) Stable income and certain repayment ability;
4) Personal credit information is good and there is no bad credit record.
2 loan amount, interest rate and term:
1) can support the maximum withdrawal amount of 200,000 yuan;
2) The lowest daily interest rate is 0.025%/ day, and the monthly interest rate is 0.39%- 1. 13%/ month;
3) The repayment can be divided into 1, 3, 6, 12 and other different periods.
Third, microfinance.
Micro-loan is a pure online credit cycle consumer loan launched by Weizhong Bank for WeChat users and mobile QQ users.
1. Application conditions:
With the official invitation system, only high-quality users with good reputation can be invited to apply for qualification.
2 loan amount, interest rate and term:
1) The credit line is between one million and two hundred thousand, depending on the individual's comprehensive situation;
2) The daily interest rate is 0.02%-0.05%, and the interest for ten thousand days is 2 to 5 yuan;
3) There are three loan terms: 5,/kloc-0, 0, 20 months.
Fourth, the US Mission borrowed money.
Meituan borrowing money is an unsecured loan service provided by Meituan Finance for Meituan merchants and consumers.
1. Application conditions:
Open applications for customers aged 20-55 who have completed real-name registration on Meituan platform.
2 loan amount, interest rate and term:
1) The maximum loan is 300,000 yuan (subject to the actual approval result);
2) annualized interest rate from 7.2% (simple interest);
3) The repayment can be made in 36 installments at the longest (the specific number of installments shall be subject to the actual exhibition).
Verb (abbreviation for verb) Weibo borrows money.
Weibo Lending is a loan product of Sina Weibo, which is a lending platform specially set up for users of Sina Weibo.
1. Application conditions:
1) at least 18 years old, and no more than 60 years old;
2) He is a legal citizen of China, not a student at school;
2) The network credit is good and there is no bad credit record;
3) Have a stable source of income and the ability to repay on time;
4) Mobile phone number with real-name registration system.
2 loan amount, interest rate and term:
1) The maximum loan amount is 200,000 yuan (the specific amount depends on the individual's comprehensive qualification);
2) The minimum daily interest rate is 0.04%, and the converted annual interest rate is14.4%;
3) Available cycles are 3, 6, 9, 12, etc.
Sixth, the degree is small and complete.
Du Xiaoman was originally Baidu Finance, and Baidu Financial Services Group operated independently after the split financing was completed.
1. Application conditions:
At the age of 18-55, I can get a loan by providing my second-generation ID card and my debit card (refusing to provide consumer installment loans to college students).
2 loan amount, interest rate and term:
1) The amount ranges from 5 million to 200,000;
2) From the annualized interest rate of 7.2%, 1 10,000 yuan a day minimum interest 2 yuan;
3) The loan term can be 3 months, 6 months or 12 months.
Seven, 360 IOUs
360 IOUs is an unsecured pure online consumer credit platform launched by 360 entities, which provides cash loans based on 360 big data.
1. Application conditions:
1) at least 18 years old, but not more than 55 years old, holding a mainland resident identity card;
2) Non-college students with good personal credit.
2 loan amount, interest rate and term:
1) The maximum loan amount is two hundred thousand yuan;
2) The annualized comprehensive interest rate starts from 7.2%, with a daily loan fee of 1,000 yuan 12 and a gross loan fee 1;
3) There are three periods, six periods, and 12 period.
Eight, comfortable flowers
Anyihua is a consumer loan product with revolving credit line immediately launched by consumer finance. Users can withdraw cash, spend in installments and spend within the credit line.
1. Application conditions:
1) aged between 18 and 55, and resident of Chinese mainland (excluding Hong Kong, Macao and Taiwan);
2) Personal credit information is good and there is no bad credit record;
3) Have a stable occupation and income, and have certain repayment ability.
2 loan amount, interest rate and term:
1) Provide a loan amount of 5 million to 200,000 according to the credit situation of users;
2) The annualized interest rate (simple interest) is between 7.2% and 24%, and the average daily interest of a thousand loans is 0. 1 1 to 0.39;
3) The divisible periods are 3,6,12,24,36, etc.
Nine, stage music
Staging Music is a financial service platform under Lexin, which provides personal consumption credit and scene staging services.
1. Application conditions:
1) Age 18 (inclusive) and Chinese mainland resident;
2) Have a stable source of income and the ability to repay the loan principal and interest on schedule;
3) Personal credit information is good and there is no record of bad information.
2 loan amount, interest rate and term:
1) The maximum loan is 200,000 yuan (subject to the final approval);
2) The lowest daily interest rate is 0.03% (the loan is less than RMB 1 000, and the longest interest-free period is 30 days);
3) It can be divided into 3, 6, 9, 12, 15, 18, 24, 36, etc.
Ten, recruit good loans.
Zhaolian Good Term Loan is a financial term loan product of Zhaolian, which supports borrowing at any time for 7×24 hours.
1. Application conditions:
1) aged between 23 and 60;
2) Have a stable source of income;
3) Good personal credit.
2 loan amount, interest rate and term:
1) The maximum loan amount is two hundred thousand yuan;
2) The minimum daily interest rate is 0.029%, and the daily interest of 1 10,000 yuan loan starts from 2.90 yuan;
3) The longest loan term is 36 months.