According to the regulations of Alipay, users under the age of 18 are not allowed to open flower beds or borrow flowers. The most basic condition for opening these two loan products is that 18 years old or above (subject to the ID card), and then you can try to open them to see if they meet the requirements of the system. Users who meet the age do not necessarily succeed in flowering and borrowing flowers, and the final result is subject to the audit results.

There is no clear age limit for opening an account for borrowing by ants, but according to the conditions for opening an account for borrowing, it is known that the age of 18 must be met.

To open a loan, the following conditions must be met:

1, real-name authentication of Alipay account;

2. The account status is normal;

3. The account is bound to the mobile phone;

4. Sesame credit score is above 600.

If the above conditions are met, Alipay will comprehensively evaluate the user's credit status, credibility, repayment ability and fund use, and then the Alipay system can be opened.