Because you are not sure about your repayment method and the annual interest rate of the loan, you can't give the specific interest of your loan.
Please explain the purpose of the loan and the city where the loan is prepared, and we will further verify it for you.
When applying for a loan, you need to provide a certificate of the use of loan funds, which is subject to the certificate of the use of loan funds provided by you. What is the proof of the purpose of the loan you are applying for now? For example, if you provide renovation contract, it will be treated as a decoration loan, and if you provide a car purchase contract, it will be treated as a car loan.
The loan interest rate needs to be comprehensively priced in combination with business type, credit status, guarantee method, local market situation, loan purpose, comprehensive evaluation of customers and other factors, and can only be determined after approval by the handling outlets. The following are our basic interest rates and the benchmark interest rates published by the People's Bank of China for your reference.
Best lending rate of China Merchants Bank (LPR):
/CmbWebPubInfo/lpr.aspx？ type=cmblpr
Benchmark interest rate of RMB loan: /CmbWebPubInfo/CDRate.aspx? chnl=cdrate
Bill installment (only cardholders with business cards or supplementary cards can't apply for it temporarily) is a new financial management function launched by our credit card, which can help you repay the consumption amount in the bill by monthly installments. You can send a short message, log in to online banking with a credit card or call the customer service hotline 4008205555 to transfer the application to the service specialist. Handling fee for each period = total amount of bills in installments × handling fee rate for each period, and the minimum handling fee for each period is 5 yuan. We provide cardholders with personalized choices of 2, 3, 6, 10, 12, 18 and 24 installments, and the corresponding handling fees for each installment are 1.0%, 0.9%, 0.75% and 0.7% respectively. Whether the bill installment application is approved or not shall be subject to the comprehensive evaluation results of our credit card center. After the bill installment is successful, the cardholder only needs to repay the remaining bill amount after deducting the bill installment amount before the due repayment date. After that, the repayable principal of each installment of the bill = total installment principal ÷ number of installments. The principal payable in each installment (accurate to the minute) is credited to the cardholder's credit card account every month, and the balance is credited to the last installment. Handling fee per installment = total installment amount × handling fee rate per installment, and the minimum handling fee per installment is 5 yuan. The installment fee is the same as the principal payable in each installment, and it will be repaid in installments. After you submit your bill installment application, we will process your application order within 2 days, and send you a short message the day after it is successfully processed (after the bill installment is successfully accepted, it cannot be cancelled).
After the bill installment is successful, the cardholder only needs to repay the remaining bill amount after deducting the bill installment amount before the due repayment date. After that, the repayable principal of each installment of the bill = total installment principal ÷ number of installments. The principal payable in each installment (accurate to the minute) is credited to the cardholder's credit card account every month, and the balance is credited to the last installment. Handling fee per installment = total installment amount × handling fee rate per installment, and the minimum handling fee per installment is 5 yuan.
For example, your current bill amount is 5,000 yuan, and the installment amount you applied for is 3,000 yuan. You need to repay 2,000 yuan on the due repayment date of this period. After that, the payable principal of each installment of the bill is 65,438 yuan+0,000 yuan, and the handling fee is 27 yuan, which will be paid off in three installments. Use your card well!
If you have any questions, I suggest you consult "Customer Service Online" /cmu/icslogin.aspx? from = B& amp； Logincmu=0, we will serve you wholeheartedly!