The charging standard of guarantee fee is as follows: the charging standard of guarantee fee is different in different regions, and the charging standard of guarantee fee of different guarantee institutions is generally determined according to the following items: 1, the risk degree of the guaranteed project; Production status: 3. The guarantee rate charged by the guarantor is generally between 3% and 5% under financial circumstances. According to the bank, in order to avoid mortgage risks, borrowers need to provide guarantee certificates from legal persons, other economic organizations or natural persons with sufficient compensation capacity.

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People's Republic of China (PRC) Civil Code

Article 68 1? At present, the guarantor and the creditor agree that when the debtor fails to perform the due debt or the circumstances agreed by the parties occur, the guarantor will perform the debt or assume the liability contract.

Second, how does the guarantee company charge?

1, the guarantee amount is less than 5 million yuan, and the annual guarantee rate is 5%; 2. The guarantee amount is more than 5 million yuan,100000 yuan, and the annual guarantee rate is 4%; 3. The annual guarantee rate is 3% for the part with the guarantee amount exceeding 6,543,800+million; 4. If the guarantee fee charged at the above rate is less than 2,000 yuan, it shall be charged at no less than 2,000 yuan; 5. The guarantee fee shall be paid to the guarantee company in one lump sum by the borrowing enterprise after all formalities are completed. If the secured creditor's right is secured by both things and other things, if the debtor fails to perform the due debt or the parties agree to realize the security right, the creditor shall realize the creditor's right in accordance with the agreement; If there is no agreement or the agreement is unclear, and the debtor provides the security of the property himself, the creditor shall give priority to the realization of the creditor's right with respect to the security of the property; Where a third party provides a property guarantee, the creditor may realize the creditor's right with respect to the property guarantee, or may require the guarantor to assume the guarantee responsibility. The third party providing the guarantee shall have the right to recover from the debtor after assuming the guarantee responsibility. 1. Guarantor conditions: 1. A natural person with full capacity for civil conduct, aged from 18 to 65 (inclusive); 2. Have a legal and valid identity certificate and a permanent residence or permanent residence in the local area; 3. There is no obvious default record and no bad credit record; 4. It has nothing to do with this case; 2. What are the procedures for the execution guarantor: 1, and the person subjected to execution voluntarily applies; 2, the mortgage transfer or registration procedures; 3. With the consent of the applicant; 4. People's censorship system; 5. People's approval. Legal basis: Article 386 of the Civil Code of People's Republic of China (PRC) * * * If the debtor fails to perform the due debt or the parties agree to realize the security interest, the holder of the security interest shall enjoy the right of priority compensation for the secured property according to law, except as otherwise provided by law. Article 387 Where a creditor needs security in order to ensure the realization of his creditor's rights in civil activities such as lending, buying and selling, he may establish a security interest in accordance with the provisions of this Law and other laws. If a third party provides a guarantee for the debtor to the creditor, it may require the debtor to provide a counter-guarantee. The provisions of this law and other laws shall apply to counter-guarantee.

Third, the guarantee company charges.

The standard of guarantee fee is mainly based on management fee, risk, reasonable profit and other factors. 1. Project guarantee fee: the basic rate of product and service charges. Generally, the amount of bid bond shall not exceed 2% of the total bid price, and the maximum amount shall not exceed 500,000 yuan (1). The premium shall be calculated according to the guarantee amount of 3‰-5‰ per year, and shall be collected at one time when signing the entrusted guarantee contract. 2) The deposit is charged at 10%-20% of the guarantee amount; 3) For customers with good credit standing and long-term cooperation, they can apply for a letter of guarantee for credit extension, and credit extension customers can enjoy more preferential treatment. The amount of the contract performance bond shall not be less than 10% of the contract price, and the amount of the contract performance bond shall not be less than 15% of the contract price for the project winning the bid by the lowest tender price method after evaluation. The amount of project payment guarantee is equal to the amount of contract performance guarantee. Advance payment guarantee The amount of advance payment guarantee is equal to the amount of advance payment. Warranty money guarantee The amount guaranteed by the warranty money shall be equal to the warranty money agreed in the warranty contract. 2. Financing guarantee fee: based on the guarantee amount, it is charged at the guarantee rate (annual interest rate). Rate: 1. The annual rate for general enterprises to apply for financing guarantee is 3%. 2. For high-tech enterprises, it industries, enterprises with insufficient counter-collateral, and other projects that our company considers high-risk, the annual guarantee rate charged by our company is 3%-5%.

4. What is the charging standard for the guarantee fee of the guarantee company?

1. At present, the main legal basis for charging standards of financing guarantee institutions are: 1, the notice of the General Office of the State Council forwarding the opinions of the Development and Reform Commission and other departments on strengthening the construction of credit guarantee system for small and medium-sized enterprises (Guo Ban Fa [2006] No.90), and (7) linking the guarantee rates of guarantee institutions mainly engaged in loan guarantee for small and medium-sized enterprises with their operating risk costs in order to promote the sustainable development of guarantee institutions. The benchmark guarantee interest rate can be 50% of the bank's loan interest rate for the same period. The specific guarantee rate can fluctuate by 30%-50% on the basis of the benchmark rate according to the risk degree of the project, or it can be independently agreed by both parties after being approved by the supervision department of the guarantee institution. 2. Article 26 of Chapter IV of the Interim Measures for the Administration of Financing Guarantee Companies (Order No.3 of seven ministries and commissions including CBRC [20 10]) The guarantee fee charged by financing guarantee companies may be determined by the financing guarantee company and the guaranteed party through independent consultation according to the risk degree of the guaranteed project, but it shall not violate the relevant provisions of the state. 3. Item 3 of Article 6 of the Trial Measures for the Administration of Financing Guarantee Companies in Shanghai (Shanghai Law [20/KLOC-0] No.31), the guarantee fees charged by financing guarantee companies can be determined by the financing guarantee company and the guaranteed party through independent consultation according to the risk degree of the guaranteed project, but it shall not violate the relevant provisions of the state. 2. At present, in Shanghai's financing guarantee industry, the guarantee rate of policy guarantee institutions is generally 1-2%, and that of commercial guarantee institutions is generally 2-4%.