1, first-time loan student

Students log on to the online student system of China Development Bank (website:), register and submit loan applications. After online application, generate, export and print the Application Form for Student Credit Loan of China Development Bank (hereinafter referred to as the "Application Form").

2. Renewed loan students

Students log on to the student online system of China Development Bank's student source credit student loan and submit a loan renewal statement. After the loan extension statement was reviewed by the county education bureau funding center, they submitted the loan application. After online application, generate, export and print the application form.

Lending policy

(a) the loan object. All eligible freshmen with financial difficulties in Jinzhai family (including preparatory students) or junior college students, graduate students and second bachelor's degree students studying in colleges and universities can apply for the exam.

(2) loan amount. Full-time college students (including second bachelor's degree and higher vocational students) apply for a loan amount of not more than 8,000 yuan per year, not less than 1 1,000 yuan. The loan amount for full-time graduate students shall not exceed 1.2 million yuan and not be less than1.0 million yuan per year.

(3) loan term. The loan term shall be determined in principle according to the full-time college education system plus 15 years, but the longest term shall not exceed 22 years. When the borrower graduates or terminates his studies, he shall confirm the repayment plan with the handling bank and agency, and the repayment period shall be implemented according to the contract signed by both parties.

(4) loan interest rate. The interest rate quoted by the People's Bank of China authorized by the National Interbank Funding Center for loans with a term of more than five years in the same period is LPR5Y-30 basis points. Adjust from 65438+February to 2 1 every year according to the latest LPR5Y.

For details, please refer to the Instructions for Handling Student-origin Credit Student Loans of Jinzhai County People's Government-China Development Bank in 2020.