Micro-credit is very popular on the Internet recently. There are hundreds of platforms that can be borrowed. Some online lending platforms will use violent collection when collecting loans. Then, how should the majority of borrowers respond to the violent collection of small loans? Introduce some methods to you. 1. Repay the principal and interest of the loan with annualized interest rate within 24% to the other party according to national laws. If there are extra interest, handling fees and other non-compliant charges, then everyone does not need to return them. 2. If the other party carries out violent collection, it is necessary to leave evidence. I suggest that you can install cameras at home to record their violent crimes. 4. Expose and report this online lending platform to the financial management department in time, and try to ban this illegal online lending platform. If the other party keeps harassing you by phone, then you must record every conversation as evidence. 6. Change your mobile phone, change your place, and temporarily avoid violent collection. Generally speaking, when dealing with the violent collection of small loans, we must not be timid, but we must not be too impulsive. We must learn to use legal weapons to safeguard our normal rights and interests. It is emphasized here that you must not use violence against violence and let yourself walk into the abyss of crime.