In order to support low-and middle-income families to improve their housing conditions, support employees to use housing provident fund loans across regions, solve the housing problems of employees who have paid housing provident fund in different places, and give full play to the social benefits of housing provident fund, the following operating rules are formulated in accordance with relevant laws and regulations and the Operating Rules for Housing Provident Fund Loans in Anyang City, combined with the actual development of housing provident fund loans in this Municipality:

Article 1 The loan of housing provident fund in different places refers to the employees of units that normally deposit housing provident fund in other cities, who purchase self-occupied housing in this city and meet the conditions of housing provident fund loans in this city, and can apply for housing provident fund loans in this city.

Second employees who apply for housing provident fund loans in different places can enjoy the same preferential policies as employees in this city, such as loan term, interest rate and loan amount.

Article 3 The loan object

On-the-job employees who buy self-occupied housing in this city but normally pay housing provident fund in other cities.

Article 4 Application conditions

1. Pay the housing accumulation fund in full in other cities continuously 1 year or more;

2. Buying a self-occupied house in this city is the owner of the house;

3. The applicant and his/her spouse have no outstanding housing provident fund loans in this city and other cooperative cities;

4. Other loan conditions stipulated by the city center.

Article 5 Materials to be provided when applying

1. Copy 1 copy of the Certificate of Off-site Loan of Housing Provident Fund stamped with the seal of the Housing Provident Fund Management Center in the place where the housing provident fund was deposited (if the spouse paid in another place, it must also be provided), and a copy of the Housing Provident Fund Deposit Details in the latest year 1 copy; (The certification format is provided by the Center);

2 proof of the salary income of the applicant and his spouse (if the spouse has not paid in this city);

3. Other materials are the same as those provided by the employees of this Municipality to apply for housing provident fund loans.

Article 6 Handling procedures

1. Obtain formal consultation: the loan applicant can obtain the Certificate of Housing Provident Fund Loan in Different Places in the service hall of the housing provident fund management department of this Municipality, or download it from the website of www.aygjj.com Central City;

2. Issue a certificate: bring the certificate to the housing provident fund management center where the deposit is made and stamp it for confirmation;

3. Apply for a loan: With the above certificates and other loan procedures, the applicant applies for a housing provident fund loan in the service hall of the housing provident fund management department of this Municipality. After examination and approval, the housing provident fund loan will be issued, and the borrower will repay the loan on schedule.