The official propaganda of Lacarra loan is zero interest. Of course, everyone knows that it is impossible. If there is no interest, there will definitely be a handling fee, but Lacarra officials have not given a detailed explanation on the collection of service fees, which really confuses users.

Calculation of Lacarra loan interest

Some users reported that they borrowed 30,000 yuan in Lacarra and charged a handling fee of 5,000 yuan. In fact, the converted annual interest rate is 16%, which is comparable to an ant borrowing 14000 yuan a day. I think it's still available.

The service fee refunded by Lacarra is calculated on a weekly basis. After the application is successful, users can choose one week, two weeks, three weeks and four weeks for repayment, and the corresponding service fee rates are 2%, 3%, 4% and 6% respectively.

For example, if you borrow 65,438+0,000 yuan, that will be one week's 20 yuan handling fee, two weeks' 30 yuan handling fee, three weeks' 40 yuan handling fee and four weeks' 60 yuan handling fee.

Users need to submit their personal information to apply for services, and then Lacarra will conduct evaluation and review. After the application is successful, the user cannot cancel or change the business, and the handling fee will be charged in one lump sum in the loan amount.