The small and micro mortgage loan of Chengdu Construction Bank will be repaid with the loan, with the interest paid first and the principal paid later, and the principal will not be repaid in the middle, and will not be repaid within three years.

The interest rate of CCB's small mortgage loan: one year, with an annual interest rate of 3.85%; For three years, the annual interest rate is 4.25%, and the single upper limit is 654.38+million. Repayment method: pay interest first, then principal, if you borrow, you will pay back, and you will not pay back the principal within three years. Age requirement:18–65 years old. Collateral requirements: houses, villas, shops, apartments and office buildings under the names of legal person couples, shareholders and enterprises. The room age is less than 30 years. Enterprise requirements: business license for more than one year, business license for less than one year and three months, with tax records. Real estate, finance and coal industries are prohibited. Credit request: both legal person and husband and wife should receive credit information, and the overdue times cannot be continuous within two years. The number of loan approval inquiries in the last 6 months cannot exceed 6 times. Acceptable tripartite mortgage. Note: Three-party mortgage means that the enterprise as the main borrower mortgages the real estate in the name of unincorporated couples and shareholders.