The first minimum down payment is 30% and the maximum loan is 70%.
The first minimum down payment is 60% and the maximum loan is 40%.
The income is stable and there is a fixed unit;
identity card
residence booklet
Marriage certificate or single certificate (issued by the civil affairs bureau where the household registration is located)
Proof of income (1. 1 times repayment amount)
Original sales contract
Prepayment invoice
I hope it helps you!
Second, Qiyang mortgage can be interest-free for several years.
The mortgage is usually 30 years, with no interest. Personal housing mortgage loan conditions: 1, with urban permanent residence or valid residence status. 2 have a stable occupation and income, good credit, and the ability to repay the principal and interest of the loan on time. 3. Ensure that the self-raised funds of more than 20% of the total price of the purchased house are used to pay the down payment of the purchased house. 4. Take the assets recognized by the bank as collateral or pledge, or take the units or individuals with sufficient compensatory capacity as guarantors, repay the loan principal and interest and bear joint and several liabilities. 5. There is a purchase contract or agreement, and the price of the purchased house basically conforms to the appraisal value of the bank or the real estate appraisal agency entrusted by the bank. 6. Other conditions stipulated by the bank.
3. How long is the interest-free period of12?
12 interest-free period means 12 months. For example, car loans, mortgages and so on. Generally refers to a month.
Personal car consumption loans, the longest loan period is not more than 5 years, such as banks. Installment payment, the longest loan period is 3 years. The number of credit card installments is 6, 12, 24, 36, and the first installment is one month. The longest loan period is also 5 years and 60 installments.
4. Can I take the high-speed train to Qiyang County?
As of September 2065438+2006, there is no direct high-speed train from Chongqing to Qiyang, so you can transfer to the high-speed train in Wuhan.
Train number of Chongqing North Railway Station
High-speed train from Wuhan to Qiyang