If you need money after picking up the car in full, you can apply for a mortgage loan from the bank starting from the day the invoice is issued. If you don't have an account within 5 days, you can go to the bank.
When applying for a loan, you need to provide the ID cards, household registers, marriage certificates, real estate certificates or house purchase contracts, and proof of income of both spouses. Because the car is a fixed asset of the family, both spouses must bear the same debt. .