In fact, it is a truth, because the notarization has already happened and has been completed. Notarization is to notarize your contract signing behavior, not to ensure that the bank gives you a loan. So the bank didn't give you a loan, which has nothing to do with the notary office, because it wasn't the notary office that didn't give you a loan, it was the bank. And the notarization has occurred and been completed. Even if the notary office does not give you a refund, there is a legal basis. It would be nice to give you a refund of 400 now.
I'm just saying objective truth and legal basis.