On the basis of the original increase of 5% to 8%, the interest rates of first-home mortgages of many banks were further raised to 10%; The second suite rose to 15%.

A few months ago, the loan interest rate in Hangzhou generally rose by 5%, or even rose by 3% for the first time. Now it seems that the buyers who signed the contract at that time were very lucky!

However, compared with last year's buyers, the current situation is not pessimistic. You know, last year, the interest rate of the first suite of the four major banks rose to 20%, and the second suite reached 25%.

At present, the loan interest rate of Hangzhou Bank is roughly as follows for reference:

Hangzhou mortgage interest rate:

After a continuous correction, the interest rate of mortgage loans in many places across the country has rebounded recently. The loan quotas and interest rates of many banks in Hangzhou have both tightened. A 5% increase in benchmark is no longer the starting price of mortgage interest rate. Many banks have started to implement the first benchmark loan policy of 8% or 10%, and some even need to match a certain amount of wealth management products.

The mortgage interest rate has not only increased, but also the speed of bank lending has slowed down significantly. Hang Cheng used to be able to lend money in seven days as long as the formalities were complete. Many customers even have to wait for a month and a half to two months.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!