The loan ratio of the Entrepreneurship and Employment Promotion Loan Bank is 4.35%. According to relevant public information, the loan ratio of the bank for promoting entrepreneurship and employment is 4.35% within one year. 4.59% for one to five years or more. Venture loan refers to a special loan issued by an individual who has certain production and operation ability or has been engaged in production and operation, applies for the capital demand for starting or re-starting, and is recognized by the bank and provides effective guarantee.