Friends in Linyi who need loans can also click to apply, it is simple and fast!
Linyi Bank loan conditions 1. The borrower has full capacity for civil conduct and is a Chinese citizen living in the People’s Republic of China; 2. The borrower has a fixed residence, stable job and income , able to repay the loan in full and on time; 3. No bad credit record, and willing to repay the principal and interest of the loan on time; 4. The sum of age and loan period does not exceed 65 years; 5. If you choose to apply as a mortgage (pledge), you must provide For qualified mortgage (pledge), if you choose the guarantee method to apply, you must provide a guarantor; 6. Other conditions required by the bank.
Linyi Bank loan process 1. Go through the application procedures and prepare relevant loan materials, such as ID card, household register, income certificate, marriage certificate, bank statements, etc. If it is a housing mortgage loan, you also need to provide a housing transaction contract. , down payment certificate, real estate certificate and other materials; 2. Bank preliminary review to see whether the borrower's information is complete and authentic, and determine the bank credit limit, term, interest, guarantee method, etc., and the account manager writes an investigation report; 3. Bank review, The information is forwarded to the risk control department and the bank president for approval in turn; 4. After the approval is passed, the borrower signs a loan contract with the bank. If it is a mortgage loan, it must go to the relevant department to handle the mortgage procedures; 5. The bank transfers the loan according to the contract into a designated account, and the borrower repays the principal and interest on time each period. This is how to apply for a Linyi Bank loan. Finally, I would like to remind you that when you meet the conditions, you should not forget to prepare the application materials to avoid affecting the loan review process.